If you are thinking about buying a home, but aren’t sure about the cost, this KCM article offers a different way to look at it. Especially, for the younger buyers who are watching every penny. Years ago, when Oprah was still on, she had David Bach on her show. He coined the phrase “the latte factor” and wrote books and seminars on the topic. His theory was that if you saved what you were spending on a cup of Starbucks coffee every day, you could save up some big money. This article has a similar theme to it, providing encouragement to buy the home NOW. It may mean sacrificing a few items in the short term, however in the long run, it should be well worth it!